Mr. Phay Teik Eng

Lieutenant-Colonel (NCC) Phay Teik Eng graduated from NUS in 1982 with B. Social Science (2nd Upper Hons) and Diploma in Education (Merit) the following year. He is a retired and tested Senior Education Teacher with over three decades of experience in Economics education and trainer of students’ leaders. He has joined the dynamic team at Learners’ Lodge at an exciting time in its expansion to meet the educational needs of Singaporeans.

He has taught at JJC, SRJC, ITE (for mature students), CJC and ACJC in his various roles as Senior Subject Teacher, Subject Head as well as Head of Department for Discipline and Pastoral Care. He was posted to the Education Programmes Division in MOE HQ in 1998 for an initial tour of 3 years and later extended by one year. He served as Commander of NCC (Air) and promoted to Head Training, HQ NCC responsible for developing and conducting leadership courses (both local and overseas) for secondary and tertiary students. He is one of the select few to be trained by the Ministry of Education as Emergency Behaviour Officer in 1999 to understand and meet the emotional needs of students in the time of emergency.

He firmly believes in the ability of students to excel in the subject and takes great pride in helping them do so through a variety of pedagogical approaches and confidence-building measures. His teaching has evolved to keep up with developments in the economics education landscape and the changing profile of students. He embraces changes and adapts his approach to reflect the learning habits of the new generation of students while always mindful of the requirements and expectations of the examination board. The beauty of his methods lies in their simplicity. He has shared with students the secrets to success, including the need to make their own exam-oriented notes and repeatedly warned them against rote learning.

He works hard at creating a learning environment that is fun and inviting to arouse the intellectual curiosity of the students. Only when they are curious would learning takes place. He fully believes in the need to focus not only on the cognitive aspect of learning but on other dimensions as well, especially the affective domain.

He has been credited in the national daily with helping students to overcome overwhelming odds to achieve the improbable. In recognition of his dedication and resourcefulness at helping youngsters achieve their potential, he has been recognised and invited to the Istana for a ‘tea’ party in 1994.



Opening QuotesDear Mr Phay,
I joined Learners’ Lodge during the preparatory course in June 2021 for H1 Econs tuition. Initially, I had not thought much of the centre; I had assumed that it was just like any other tuition centre that I’ve been to in the past.

But I was wrong.

Due to the Covid-19 safety measures, I had spent my course lessons staring at a computer screen with black squares staring back at me. However, the lessons were not boring at all, far from it. Mr Phay had an ingenious way of teaching, in which he would utilise our names while lecturing to make it seem like he was interacting with all of us in a room. He used to mention it as a part of his ‘performance’, which was what he considered his lessons to be.

I was captivated by his ability to keep an entire room of students focused on him and his teachings. He managed to take difficult economic concepts and condense them down to a whiteboard of words, and sticky notes in my brain. Whatever he had taught in a lesson, he would repeat it in the first few minutes of the next lesson. This would help me remember the economic concepts very clearly, up to a point when I was not only able to recite them fluently, I was also able to understand exactly how each economic agent worked with one another and the reasoning behind each concept.

Being a student from the Arts stream who had short timetables on Fridays, I would turn up at the centre really early (like almost 30 minutes before class starts, which is insane, yes) and Mr Phay would take the time to help me with my queries and address my misconceptions. I had mentioned earlier that Learners’ Lodge was not an ordinary tuition centre, and one reason was that Mr Phay would collect our exam papers, analyse it on his own, before returning it to us with his comments on how we can improve. He was also not afraid to speak his mind about the misconceptions that other schools had about the syllabus et cetera and I am very grateful for that because I could avoid learning about the wrong things. This was certainly not a normal thing for tuition centres to do, and I always wished that I had signed up earlier for his classes. Entertaining as they were, with his witty sense of humour, they were also full of teachings; both economic and about life.

I am forever grateful to my mother for pushing me to sign up for a class, and forever grateful for knowing Mr Phay and learning tons under him. My A in H1 Econs in the A-Levels was not just due to my hard work; it was the end result of my teachers working tirelessly behind the scenes, and Mr Phay is a forerunner there.

Thank you Learners’ Lodge, and thank you to Mr Phay for helping me achieve my A in H1 Econs. The leap from an E to an A is certainly not small and for that, I will always remember Mr Phay and Learners’ Lodge.  Closing Quotes

Silver Er, Temasek Junior College (2021)

Opening Quotes Hi Mr Phay Teik Eng, I just want to say thank you for not only guiding us throughout A level econs but also encouraging us so often and instilling the belief that we are capable of so much more every time we slip up during exams. Because of you econs became more fun and intuitive to me and the lessons were always filled with joy and laughter. Not to mention I jumped 5 grades from the start of J2 to A levels solely because of your support and dedication. I always enjoyed participating in class discussions because they were intellectually stimulating and everyone’s responses were always affirmed in one way or another. I never thought a tuition class could leave me with such nice memories but I hope you never forget how much of a difference you made to us students. Thank you for all your effort and genuine concern. Closing Quotes

Ang Kai Li, Victoria Junior College (2021)

Opening Quotes  Hello Mr Phay Teik Eng, thank you so much for the few months you spent helping me! I’m very grateful that you’ve managed to help me do well for my actual A levels exam! Thank you for teaching me all the things that my school didn’t teach me, for telling me what I should focus on and what I don’t have to study. It was easy and enjoyable to study econs thanks to you, thank you for everything and I hope you continue to help others like how you helped me! Closing Quotes

Chooi Yu Ting, Nanyang Junior College (2021)

Opening Quotes  I would really want to thank Mr Phay Teik Eng for being such an excellent econs tutor. For some context, i scored an E for econs in the march block test and mid year exams before joining Mr Phay’s tuition. After joining the tuition, i scored a C in prelims and eventually an A in the A levels. I can send pictures of my exam papers as evidence. Not only is Mr Phay a tutor that would help you improve drastically in econs, his lesson is engaging too. I am someone who falls asleep very easily in classes, but I am quite sure that I didnt fall asleep a single time in Mr Phay’s classes. Overall, Mr Phay is a really effective and engaging tutor, and I feel very lucky that I have had the opportunity to be tutored by him. Thank you, both to Mr Phay and whoever is reading this.  Closing Quotes

Joel Ng Chu Yao, Tampines Meridian Junior College (2021)

Opening Quotes  Dear Mr Phay Teik Eng,
Before I enrolled in your classes, I was constantly failing and dreading econs. But I never knew how someone could transform such a dull subject (in my opinion then) to one that was simple to understand. Thank you for pushing me to do better and for all the laughs during lessons!  Closing Quotes

Leonard Chew, Nanyang Junior College (2021)

Opening Quotes  Dear Mr Phay,
Mr Phay has made Economics a much easier subject for me to understand. I used to struggle and would consistently get grades below a C. However, with Mr Phay’s guidance, i was able to make small little improvements over time and despite not getting the desired results during prelims, I eventually got an A in A Levels in the end! And even though I had zero confidence, Mr Phay had a lot of faith and saw the potential in me (so thank you so much Mr Phay for that!). I honestly couldn’t have done it if it wasn’t for Mr Phay. Closing Quotes

Elise To, Nanyang Junior College (2020)

Opening Quotes  Thank you Mr Phay Teik Eng for the motivation I have given me to excel in economics I couldn’t have done it without your help. Closing Quotes

M. Sushruth, Anderson Serangoon Junior College (2020)

Opening Quotes  Dear Mr Phay,
thank you cultivating my interest in econs for 2 years. Without your help, I wouldn’t have been able to step into the econs exam hall with such confidence. Not to mention, the classroom environment is always filled with laughter and positive vibes 😌💅 Now that my A level journey is over, I even hope to pursue econs in university Closing Quotes

Ho Boon Hian, Anderson Serangoon Junior College (2020)

Opening Quotes  Hi Mr Phay, first and foremost i would like to thank you for guiding me not only in economics but also in my mindset and attitude towards A’levels. Next, I am grateful for your enjoyable lessons that fuelled my love for the subject. Last but not least, thank you for always believing in my friends and i, and always encouraging us along the way with your thoughtful messages. Thank you so much Mr Phay!! Closing Quotes

Blossom Vera Jeremiah, Catholic Junior College (2020)

Opening Quotes  Hi Mr Phay Teik Eng, thanks for helping me in my Econs journey! I initially struggled with it in J1, but your patience and guidance has helped me a lot. I’ve not only done better in my scores, but also deepened my understanding of the subject and developed an interest in it. Your teaching style has made my learning experience during class more interesting and engaging! Thanks for always making lessons enjoyable, and always motivating us to do better :). Closing Quotes

Gerald Oh Qin Sheng, Eunoia Junior College (2020)

Opening Quotes  Hi mr phay teik eng! Although i joined your class quite late in the year you were so welcoming and understanding of my needs. Econs was one of my worst subjects but thanks to you my grades improved tremendously! You never fail to make lessons so interesting and easy to understand. Thank you for always believing in us no matter what :) Closing Quotes

Patricia Setiauan, Catholic Junior College (2020)

Opening Quotes  Tutor-ed econs from a U to an amazing B. I greatly appreciate the fact that you went beyond what was your job and took time out of your very own personal time to remark our papers and tell us where we went wrong. The way you simplified econs to the point I would come to love this subject and understand it a lot easier without oversimplifying it as well is amazing :^). Thank you, Mr Phay Teik Eng! Closing Quotes

Liang Zhe Jun, St Andrew’s Junior College (2019)


Opening Quotes  Thank you Mr Phay Teik Eng for nurturing and guiding every individual in the class. Mr Phay is a dedicated and encouraging tutor, equipped with the best advice and skills to impart to his students. Mr Phay tailors the course according to the learning needs of each student and never fails to spur them to greater heights with progressive training in Economics. Overall, he is a superb tutor with a big heart. Thank you, Mr Phay. Closing Quotes

Ernneth Toh, Anderson Serangoon Junior College (2019)


Opening Quotes  Thank you for coaching me relentlessly, even after I failed you and myself so many time. Your lessons are interesting, especially with your interesting character.

Thank you!   Closing Quotes


Timothy Chan, Jurong Junior College (2018)


Opening Quotes  Thank you for making every lesson enjoyable and making me feel comfortable even though I’ve just joined.   Closing Quotes


Zann, Anderson Junior College (2018)


Opening Quotes  Hello Mr Phay, thank you so much for being so patient with us & your continuous help really helped us achieve our desired grades!    Closing Quotes


Liwen, Yishun Junior College (2017)


Opening Quotes   Thank you, Mr Phay for making Econs much easier for me to learn and study! Your notes are really concise and I rely on them a lot during my A-levels. Also, thank you for making the effort to make your lessons lively and enjoyable for me.    Closing Quotes


Jassie Tan, Meridian Junior College (2017)


Opening Quotes  H2 Economics has always been my Achilles heel and has never scored anything above an E grade for my exams and tests. Only after joining Learners’ Lodge and under the care of Mr Phay did my realise Economics was simpler than what it is and I had to change my learning style. Mr Phay gave me the confidence and skills I needed and eventually scoring a distinction for A Levels examination. Thank you, Mr Phay for your dedication to your students!     Closing Quotes


Daniel Koh, Nanyang Junior College (2017)


Opening Quotes  Mr Phay is a great teacher, for he was always so confident in me, which is something that I can’t believe. For that, I am very grateful. My econs results were never good. It was after joining that when I was writing essays in a test that I have a better idea of what to write. Mr Phay’s method of teaching by focusing on the most important points made recalling of ideas much easier. Classes are also very fun too, with jokes every so often. Every lesson has the part to answer questions, and in Mr Phay class, answers have to be recalled very fast for that is needed in the exam. Mr Phay’s is really good.    Closing Quotes


Jason Chua , Nanyang Junior College (2017)


Opening Quotes Dear Mr Phay,
Thank you for all those enriching and fun lessons, for the encouragement during tough times, and also, for being there for us to extend a helping hand. The extra help given to review our notes and essays done has helped made our studying easier. Thanks for conducting more lessons on our weaker topics to clarify the doubts we had. I wish you all the best for your future and hope you can continue to inspire other students!    Closing Quotes


Kimberly, Innova Junior College (2017)


Opening Quotes  Thank you, Mr Phay for teaching me to love economics! Initially, I struggled to understand even the simplest concepts. After attending your lessons, I found the subject to be really fun, and it made sense to me. During the A-level period, you were always there to answer my questions and motivate me. The notes I took down from your lessons were my saviour during revision and with them, I achieved a grade that I never expected myself to attain. Thank you for your dedication!    Closing Quotes


Madeleine, River Valley High School (2017)


Opening Quotes  Thank you, Mr Phay, for being our teacher!! You’ve made learning economics so much more enjoyable, and far more interesting! Every Sunday lesson was really engaging and would always look forward to them. Thank you Mr Phay and best of luck for the future!!     Closing Quotes


Ryan Lee, Nanyang Junior College (2017)


Opening Quotes  Thank you, Mr Phay for being such a wonderful teacher! Your humour and laughter never fail to make the lesson fun and intriguing. Thank you for having faith in me and believing that I would do well!    Closing Quotes


Hui Kay, Nanyang Junior College


Opening Quotes  Thank you, Mr Phay for your guidance and help in H2 Economics over the last 2 years. Without it, I probably would not be able to score as well in the past A level examination. Once again, thanks for being such a wonderful teacher.   Closing Quotes


Darren, Temasek Junior College


Opening Quotes  Mr Phay is a great teacher that is patient and attentive to our individual needs, learning econs will never be as fun without him. I would like to express my gratitude to him for not giving up on any of us even though our prelims may not be that desirable. Thank you, Mr Phay!   Closing Quotes


Melvin Nee, Anderson Junior College


Opening Quotes  It’s been a great pleasure to have been your student and to have had the chance to learn from you. Classes are never dry because you always make it interesting! Thank you for putting in so much hard work, time and effort to teach us and I wouldn’t have done as well as I did for my As if not for your help!!
Thank you for having been my Econs teacher!!!   Closing Quotes


Jia Hui, Nanyang Junior College


Opening Quotes  Mr. Phay never failed to make the class laugh with his witty and funny jokes, the class was always filled with his positive and vibrant energy despite how tired he was from teaching many classes. He often told the class never to give up and encouraged us as long as we gave our best, our parents and teachers would be proud of us! His constant guidance and teaching helped me to make a tremendous improvement in my economics and I managed to do well in the A-levels
Thank you Mr Phay!  Closing Quotes


Chua Min Yee, Nanyang Junior College


Opening Quotes  Thanks for bringing my econs grade to where it is today. Your lessons meant a lot to me as it always so engaging. It helped me in remembering the econs concepts that used to be hard to remember. I appreciated how you would ask us a lot of questions in class as it made me motivated to be prepared for class. But it’s the effort we all put in during class time that helped me achieved my A. Your notes are “success notes”! They were great! I couldn’t thank you more. And lastly, HAVE FAITH IN PHAY!!!  Closing Quotes


Valerie Tan, Temasek Junior College


Opening Quotes  My experience with Mr Phay was short because there was only a month left before the A levels when I started attending private lessons with him. He was very patient and immediately knew the area I was weak at in a lesson. Because of the limited time I had with him, he summarized the key areas where I should focus on and guided me along to fortify my concepts with the proper key economic terms. His knowledge on the subject is broad with many relevant real-life economic examples used to illustrate his point and answer any inquires I have. Thank You, Mr Phay for pushing my econs towards an A and coming to my aid on such a short notice!   Closing Quotes


Tham Jay Shen, Meridian Junior College


Opening Quotes  Mr. Phay is a very dedicated and caring tutor who always sees the best in his students and never fails to encourage them. He ensures that his students are equipped with the knowledge and skills to excel and I can personally attest to that. From a ‘S’ in my first Economics examination in school to finally getting an ‘A’ for my actual ‘A’ levels. I’m grateful for the help and I hope he continues to help more students like me. Thanks once again!   Closing Quotes


Jonathan Tan, Temasek Junior College